What are the differentiators of Post Office credit?
One of the great differentiators of Post Office credit is the possibility of you making a simulation with a soft check, which does not impact your credit score. This allows you to analyse the proposal calmly and safely before signing the contract.
In the case of credit, the representative APR usually revolves around 13.9% per year, but this number may vary according to the amount requested, the term and your credit profile. Institutions always make assessments according to each applicant’s profile, all right?
Freedom to use credit
Among the differentiators of Post Office credit is also the freedom to use the credit, since it can be used for the purchase of goods, such as cars and down payments on properties, home renovations, debt consolidation and even a little push in your own business.
An interesting point is that, if you want to repay the loan early, you can do so without problems. The institution allows early settlement, although there may be a small fee equivalent to up to 58 days of interest — which is still advantageous for those who intend to save on charges in the long run.
Advice for you
As we said earlier, one point you should consider is creating a budget to ensure that you will keep up with payments on time.
Although the differentiators of Post Office credit are interesting, be aware that fines and higher interest rates may be applied by all financial institutions. So, do not let this happen, all right?
Online application process
The application can be done 100% online through the Post Office website. Just fill in a simple form, provide personal and banking details, review the offer made after the soft check and, if you agree, sign the contract electronically. The money is transferred quickly after confirmation — in a few minutes or hours!
Click the button below to be redirected to the official Post Office website to start your quotation and application.
