Who can apply for the card
How to Apply for the Santander Edge Card – To be eligible for the Santander Edge Credit Card, you need to be 18 or over, a permanent UK resident, and hold a Santander personal UK current account — including the account number and sort code for verification.
Additionally, applicants must have a minimum annual income of £10,500. The card is not available to those who’ve been declared bankrupt, had a County Court Judgment (CCJ), or an Individual Voluntary Arrangement (IVA) within the past six years. Also, customers who already have a Santander Edge credit card or those banking under cahoot, Cater Allen, or Santander Business accounts are not eligible.
If you close your qualifying Santander current account, you lose cashback eligibility, and the monthly fee is no longer charged. These requirements ensure that the card is tailored for financially stable Santander customers who are ready to make the most of its robust reward system. Keep reading to learn how to apply for the Santander Edge.
Required documentation
To apply for the Santander Edge credit card, be prepared to provide valid documentation that confirms your identity, address, and income. You’ll need your Santander personal UK current account number and sort code, as this is a required account type for the card.
Accepted identity proofs include a UK driver’s license or passport. You’ll also need to present proof of residency, such as a recent utility bill, council tax notice, or bank statement dated within the last three months. If employed, your latest payslip or employment contract will be needed; self-employed individuals should have tax return statements or a letter from their accountant.
A tip for you
Before applying for the Santander Edge Credit Card, take a moment to use their eligibility checker. It only takes a few minutes and won’t affect your credit score, which means you can assess your likelihood of approval risk-free.
Doing so gives you a clearer idea of whether this card suits your profile — especially since you’ll also get a preview of your potential credit limit. Additionally, plan your expected monthly spending: if you typically spend £750 or more, you’ll likely earn back the full £15 cashback cap, easily offsetting the £3 monthly fee. Keep reading to learn how to apply for the Santander Edge.
For international purchases, consider moving recurring subscriptions or travel-related payments onto this card to benefit from the zero foreign exchange fees. The more strategically you use it, the more you get in return — and that’s the hallmark of smart credit usage.
How to Apply for the Santander Edge?
How to Apply for the Santander Edge – Ready to get rewarded for your everyday spending? Applying for the Santander Edge Credit Card is quick and straightforward. Begin by clicking the button below to check your eligibility.