✅ 0% interest on balance transfers for up to 12 months
✅ No balance transfer fee during the promotional period
✅ Representative 24.9% APR (variable) after the offer ends
✅ Available to UK residents 18+ with £10,000+ annual income
Why the Utua team recommends the NatWest Balance Transfer Card
At Utua, we recognize that managing debt can feel overwhelming — and that’s where the NatWest Balance Transfer Credit Card shines. It provides a practical and cost-saving option for individuals who want to take control of their finances by moving existing credit card balances onto one streamlined account.
What stands out most is the 0% interest period on balance transfers for up to 12 months, allowing cardholders to make real progress toward reducing their debt without the burden of accumulating interest.
Author’s opinion
The NatWest Balance Transfer Credit Card offers one of the most transparent and customer-friendly balance transfer options currently available. As someone who regularly evaluates credit products, I appreciate the simplicity of this card — it doesn’t hide its perks behind fine print or require convoluted conditions.
The 0% interest for up to 12 months gives users real freedom to tackle debt strategically, and the absence of a transfer fee significantly enhances its value. Many cards offer one or the other — 0% or no fee — but it’s rare to find both.
Want to know more about the card?
To learn all the details about the NatWest Balance Transfer Credit Card, including eligibility, terms, and how the interest-free period works, just click the button below. You’ll find a full breakdown of what to expect — no surprises, just clarity on one of the UK’s most practical balance transfer solutions.