✅ 0% interest on balance transfers for the first 24 months
✅ 0% interest on all purchases during the first 3 months
✅ No foreign transaction fees when spending abroad
✅ Full control of your card through the Nationwide mobile app
Why the Utua team recommends the Nationwide Balance Transfer Credit Card
At Utua, we often guide users toward credit solutions that help them take control of their financial life—and the Nationwide Balance Transfer Credit Card does just that. It offers one of the longest interest-free periods on balance transfers: 24 months with 0% interest. That’s two full years to reorganize and pay off existing debt without paying a penny in interest.
Additionally, there’s a 3-month window with 0% interest on all purchases, giving you room to breathe if you need to make new purchases while transitioning. The card also includes zero fees on foreign transactions, which is a huge plus for travelers.
Author’s opinion
The Nationwide Balance Transfer Credit Card is a solid option for anyone focused on reducing credit card debt with minimal cost. I’ve reviewed many balance transfer cards over the years, and very few offer such a long interest-free window—24 months gives you serious breathing room. The added benefit of 0% interest on purchases for 3 months is perfect if you need to handle some expenses right after consolidating your balances.
Another standout feature is the absence of foreign transaction fees, which adds real flexibility for international use. The card is ideal for current Nationwide customers, as it requires an existing account or mortgage with them to apply. While the 2.99% transfer fee is standard, the overall package—including excellent digital tools and eligibility checker.
Want to know more about the card?
Click the button below to explore all the features of the Nationwide Balance Transfer Credit Card.
You’ll learn how to activate your 0% interest periods, understand the transfer fee details, and see how to qualify.