Who can apply for the Tesco Bank credit card in the UK?
To apply for this card, you need to be at least 18 years old, have a minimum annual income of £5,000, a good credit history, and live in the UK (or have a British Forces Post Office address). The card must be used exclusively for personal purposes, and applicants must be tax resident only in the UK.
The bank won’t accept applications from anyone who already holds two or more Tesco Bank credit cards, or from anyone who has applied for one of its cards in the last month. That’s why, before working out how to apply for the Tesco Bank credit card in the UK, it’s worth checking whether you meet these basic eligibility criteria.
Documents required
✔️ Address history for the past three years
✔️ Proof of annual income and monthly take-home pay
✔️ Bank account details and sort code
✔️ Details of any other credit cards, if you’d like to transfer a balance
Advice from our team for you!
First of all, use the bank’s own eligibility checker, which takes 3 to 4 minutes and leaves no mark on your credit history. This step helps you understand your real chances of approval before moving on to the full application, which does trigger a credit check.
Fill in your details carefully and honestly: the credit limit and interest rate (APR) offered vary according to the information you provide and each person’s credit profile, and may be less favourable than the representative example published by the bank, of 24.9% variable. Avoid applying for a higher limit than you can comfortably repay each month, even if the card includes a promotional 0% interest period for transfers.
If you intend to use the card to transfer balances from other cards, remember that the transfer must be made within the first 90 days of the account being opened to guarantee the promotional rate, and that you can’t transfer a balance between two Tesco Bank cards.
Also bear in mind that the card is issued by Barclays Bank UK PLC, under the Tesco Bank brand, authorised and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. This provides a significant level of consumer protection, but it doesn’t replace a careful assessment of your own financial situation before taking on a new credit commitment.
How to apply for the Tesco Bank credit card in the UK?
After checking your eligibility, the process of how to apply for the Tesco Bank credit card in the UK is done entirely online and usually takes around ten minutes, simply by filling in the official form with your personal, financial and banking details.
To check the form, just click the button below to be taken to Tesco’s official website and click “Next” to continue with the application on the card’s page.
The Utua Network is not a financial institution and does not grant credit cards or loans. Our role is to review financial products available in the UK market to help you make a more informed and conscious decision. Any application is made directly with the financial institution of your choice.
