19/06/2025
21h21
How to Apply for the Amex Nectar Card

Who can apply for the Amex Nectar Card

How to Apply for the Amex Nectar Card? To be eligible for the Amex Nectar Card, you must be 18 or older and a UK resident with a permanent home address. You’ll also need to be a registered Nectar member, as your Nectar membership number is required during application.

It’s essential to have a current UK bank or building society account, and a minimum annual income of £20,000 is required. The card is best suited for people who spend regularly at Nectar partner retailers like Sainsbury’s, Argos, and Esso. Applicants should have a clean credit history with no records of missed payments or bad debt. Keep reading to learn how to apply for the Amex Nectar Card!

If you currently hold or have held another personal American Express card in the last 24 months, you won’t be eligible for the welcome bonus—but you can still enjoy the regular perks.

Required documentation

Before applying, gather the necessary documents and information to ensure a smooth process. You’ll need a valid form of ID, such as a UK driver’s license or passport. Have your Nectar membership number ready, as it’s a mandatory part of the application.

You’ll also need your UK bank account details and recent proof of address—this could be a utility bill, bank statement, or council tax letter dated within the last three months. If employed, provide details of your employer and income, such as a recent payslip.

Self-employed individuals may be asked for tax return documents or proof of income. It’s helpful to have your National Insurance number on hand and a reliable email address for communication. Be prepared to answer a few questions about your current financial obligations like rent or mortgage payments.

A tip for you!

Use your Amex Nectar Card alongside your Nectar loyalty card to always maximize points—especially at partner locations like Sainsbury’s and Esso. Don’t miss the welcome bonus opportunity: plan ahead to spend £2,000 in your first three months and lock in the 20,000-point reward.

You can turn those points into savings on your weekly grocery shop, online orders, or even experiences like travel and entertainment. Keep an eye on seasonal Nectar promotions—sometimes your points go even further.

Also, explore the “Plan It” feature to manage larger purchases over fixed instalments with no interest—only a known monthly fee. Keep reading to learn how to apply for the Amex Nectar Card!

How to Apply for the Amex Nectar Card?

How to Apply for the Amex Nectar Card – Click the button below to begin your application for the Amex Nectar Card. You’ll be taken to the secure American Express site, where you can complete your form in just a few minutes. Be sure to check the eligibility list and have your Nectar membership number and documents ready. The first year is free, so it’s the perfect time to explore the benefits without risk.