✅ 20,000 Membership Rewards® points as a welcome bonus
✅ 4 complimentary airport lounge passes per year
✅ £10 cashback monthly on Deliveroo orders
✅ Access to exclusive Amex Experiences and offers
Why the Utua team recommends the Amex Gold Card
The Amex Gold Card stands out for those who value flexibility and premium experiences. At Utua, we believe financial products should offer more than just purchasing power—they should enhance your lifestyle. With this card, you’re rewarded for everyday purchases, from groceries to flights, and you gain access to lounges and exclusive dining offers that make travel more enjoyable.
The welcome bonus of 20,000 points is one of the most generous in the market, and the ability to redeem those points for travel, gift cards or purchases makes it truly versatile. You also benefit from protections like refund and travel inconvenience insurance. Add to that the £120 annual Deliveroo cashback and you’ve got a card that pays you back every month.
Author’s opinion
As a financial content specialist, I’ve reviewed countless credit cards, and the Amex Gold Card continues to be one of the most balanced choices on the market. Its rewards system is not only generous, but also practical: you earn more on travel and airline purchases, which fits perfectly for anyone who commutes or travels regularly.
The lounge access and Deliveroo cashback aren’t just perks—they’re lifestyle upgrades that genuinely improve your week. Compared to other American Express options like the Amex Platinum (which targets high-end users) or the Amex Cashback Card (focused on simpler returns), the Gold version is a flexible middle ground with strong benefits and a moderate annual fee. I also appreciate the point flexibility: you’re not locked into one travel partner, which is great for people with changing plans.
Want to know more about the card?
Click the button below to explore the full details of the Amex Gold Card.
You’ll find information about how points work, where you can redeem them, and how to make the most out of the welcome bonus.